Greg’s focus is with first-generation entrepreneurs and successful individuals and families. His personal experience in coming to the United States at the age of 21 from India and building his practice from the ground up allows him to identify with his clients and guide them in pursuing their goals. To ensure that he had the knowledge to back up his experience, Greg earned his CERTIFIED FINANCIAL PLANNER™ professional certification, and his ChFC® and CLU® certifications.
Growing up in Mumbai, India, Greg left to pursue a higher education. After graduating from Rochester University’s William E. Simon Business School with an MBA in finance and corporate accounting, Greg knew he did not want to be a CPA. He focused his efforts on the financial services industry, starting out with New England Financial in Rochester, New York, where he enjoyed the process of resolving his clients’ financial concerns.
Greg is a regular speaker at the CEO FORUM, conducted by CEO Resources, Inc., a peer group in Southeastern Massachusetts and Rhode Island. He has also been a guest on Fidelity’s podcast series, FinPoint, where he shared his insights on investment outsourcing, portfolio construction, and other ways to increase value for clients. Greg is also featured in “Explaining Metal Prices,” a book written by Paul MacAvoy, former dean of Yale University’s Business School.
Greg and his wife, Julie, have been married since 1999. They have three kids and live in Newton, Massachusetts, where Greg is very involved in the community. Greg has worked with Newton Youth Soccer as a coordinator and coach. He and his family are active members of Our Lady’s Parish, where he works on several committees and teaches religious education. He also volunteers with My Brother’s Keeper. Greg is a member of the board of trustees for the Village of Craigville in Centerville, Massachusetts. In their free time, the Pintos enjoy spending time at their Cape Cod house, playing tennis, biking the rail trail, and being active.
“I have always found it very fulfilling to help a client figure out a situation and give them a manageable process to help achieve their goals. I get a sense of purpose when I know that the work I have done has left a family able to feel financially sound.”
As a CERTIFIED FINANCIAL PLANNER™ professional with more than 23 years of experience, Pat has a strong focus on the areas of retirement distribution, college funding, and overall investment management. He understands how to best use distributions from retirement accounts to help families address their income needs in retirement.
In addition to his CFP® certification, Pat also holds the ChFC®, CLU®, and AIF® certifications. In his role as senior partner, Pat oversees business operations. He is also a member of the FPA and strategic coach program.
Born and raised in Elkhart, Indiana, Pat graduated from North Central College in Indiana, where he played football and served as captain of the team during his senior year. There he earned a degree in political science. His love of politics took him to Washington, D.C., where he served as an intern for the White House. He continued his political journey, working with several city council members and a mayoral campaign back in Indiana before being hired as a field coordinator for a congressman. This brought him back to Washington, where he got the opportunity to work with the National Republican Committee.
When Pat’s wife, Kate, was pregnant with their twin girls, they moved to Kate’s home state of Massachusetts to raise their family. That’s when Pat decided to make a career change and follow his other passion, finance. A friend connected him with a local firm, where he met his longtime mentor, Tom Rogers. Together they built a meaningful practice, offering clients their respective areas of knowledge. Over a 25-year period, Pat and Tom still serve many of the same clients they began their relationship with.
Pat and Kate have been married since 1994 and have five children they raised in Walpole, Massachusetts. Pat is active in his community and church. He has coached youth football, soccer, and lacrosse, and serves as a town meeting member and a trustee for the Walpole Scholarship Foundation. Pat enjoys skiing, biking, reading, working out, and traveling with his family.
“It struck me halfway through my career how much of a void there was in the retirement planning area and how I could help. It gives me a great feeling to be able to educate people so that they better understand the importance of retirement planning and saving early.”
When Dan entered the investment business years ago as a stockbroker with E.F. Hutton, the last thing he thought he would be doing was managing retirement plans. Over time, he realized that many people he knew were in poorly designed plans and situations that would prevent them from retiring comfortably.
With more than 30 years of experience in financial services, Dan’s specialization is in designing and constructing the best corporate retirement plans for both plan sponsors and their participants. His goal is to ensure that fiduciary standards are being met and that plans generate better outcomes for sponsors and participants alike.
Dan’s role involves managing the firm’s corporate retirement department while exploring ways to enhance the services, strategies, and solutions we offer. He holds the AIF®, CRPS®, and CPFA® certifications.
Born and raised in Chicopee, Massachusetts, Dan graduated from the University of Massachusetts, Amherst with a degree in economics. After graduation, he started at E.F. Hutton. Upon completing his training, Dan experienced the market collapse of Black Monday, and E.F. Hutton was deemed insolvent. Dan was forced to pursue other opportunities, ultimately relocating to the Midwest, where he met his wife, Karen.
Dan and Karen married in 1994 and moved to Massachusetts. They have three children, Matt, Ryan, and Regan, and live in Westwood, Massachusetts. Dan has coached more than 60 sports teams for his kids, including soccer, hockey, basketball, and baseball. He spearheaded the fundraising efforts for an addition to their church, First Parish of Westwood. Dan is a member of the National Association of Plan Advisors and serves on the Commonwealth Financial Network® Retirement Advisory Council.
Dan enjoys spending time with his family, dogs, playing golf, hitting the beach, and traveling.
“The investment world is complex and there is a lot to it. I like the intersection and alignment of interest in applying the same principles for yourself and your clients.”
Jason’s focus and interest has always been on the research side of financial services. Even at a young age, his interest was piqued by the stock market. He remembers fondly how one of his teachers told him that the only reason the stock market works is because of faith. He enjoys analyzing the connection between the economy and the markets, looking at trends, and forecasting. Jason started his career at State Street as a financial analyst in 2010, working toward his CFA® (Chartered Financial Analyst®) designation. He then shifted to TwinFocus Capital Partners in 2012 as a portfolio analyst, finishing and earning his CFA® designation in 2014. In March of 2015, he began working at RINET Company as a senior research analyst and was promoted to director of research, where he stayed until early 2022. Jason made the move to Boston Wealth in March of 2022, where he was drawn to the opportunity to make a relatively large impact at a small firm.
Being the eldest child of parents who were both commissioned officers in the military, Jason learned discipline, structure, and love of country at a young age. Born in Stuttgart Germany, they relocated to the states when Jason was a child, moving five times across the country before he was 10 years old. His family then settled in Colorado, where Jason spent his teenage years until leaving for New York to attend college, where he would meet his future wife, Robin. Jason graduated summa cum laude from Syracuse University in 2005 with a degree in finance.
Following in his parent’s footsteps and aligning with his desire to serve his country, after graduating, Jason entered active duty in the Army. He trained in the U.S. and served overseas in Baghdad, Iraq, where he received the bronze star for leadership in combat. He separated from the military in 2010 and made the move to Massachusetts to begin his life with Robin in her home state and to start his finance career at State Street.
Jason and Robin were married in 2011 and reside in Byfield with their three wonderful children and family mascot, Roosevelt the golden retriever.
In his free time, Jason enjoys teaching and guiding his children on hobbies that he and his wife enjoy, like skiing. He is also an avid runner and really enjoys surfing.
Jason has been published in City Wire magazine regarding portfolio construction, had several white papers published on the RINET website, wrote or co-wrote the quarterly market outlooks for RINET’s client base, and has been a guest speaker on many different forums to financial professionals regarding market outlooks.
Jason is a member of the CFA Society and BSA Society (Boston security analyst). He has also served as the treasurer of the Boston chapter of the Syracuse club and on the development committee of Veterans Legal Services.
He holds the FINRA Series 7, 63, 65, and SIE licenses.
“This business is always evolving. I feel passionate about what I do and the fact that the ever-changing landscape allows me to constantly learn and grow, so I can help my clients in the best possible way.”
Coley enjoys working with individuals, families, and business owners to help them pursue their financial goals and dreams.
Coley is a CERTIFIED FINANCIAL PLANNER™ professional who got his start at a Boston-based wirehouse. When Coley lost his father at a young age, he focused on the holistic financial planning approach, ensuring that when life deals our clients unexpected financial transitions, families will be well-prepared for the aftermath. In addition to his CFP® certification, Coley has also attained his CLU® and ChFC® certifications to help ensure he remains well-versed in the key areas of financial planning.
Growing up in Sudbury, Massachusetts, Coley earned a baseball scholarship to attend Providence College, where he won a Big East Championship in the final year of the school’s program. He graduated with a bachelor's degree in history. He then went on to Northeastern University to earn a master’s in political science.
After graduating from Northeastern, Coley met his wife, Cara. They married in 2009 and have two daughters, Katie and Caroline. Coley and his family live in Hingham, Massachusetts.
Coley loves coaching and volunteering for his daughter’s youth sports teams. He also looks forward to playing a round or two of golf when the opportunity allows. Coley enjoys spending time with his family, and he loves the time they spend at their beach house in Narragansett, Rhode Island.
“When I interned with a financial advisor early in my college career, I was immediately drawn to this industry. I became passionate about the opportunity to positively impact clients’ lives. It brings me great satisfaction to help educate and guide our clients through their major financial decisions.”
Jack focuses his work on biopharma & technology Millennial and Gen Z professionals. These individuals and families have a specific set of needs: flexible salary, performance bonuses, retirement plans (401(k) match, deferred comp), equity ownerships (RSU’s, RSA’s, stock options). Ultimately, they want to ensure they maximize the opportunity they have worked so hard for, to achieve the financial success defined by them.
Jack also works closely with families to develop generational planning strategies. Jack was raised in a third-generation family business, which helps him understand the emotional challenges of managing family legacy and wealth.
Raised in Middleton, Massachusetts, Jack grew up in a family of entrepreneurs and he observed the experience of establishing a business from the ground up. This motivated him to want to manage his own business as well. He attended Saint Anselm College, where he earned a soccer scholarship and played all four years, serving as team captain during his senior year. He was the treasurer of his class and vice president of the finance club. Jack earned a degree in finance.
In 2018, Jack joined Boston Wealth and began his career as a paraplanner. He managed the financial planning process, working alongside the advisors to develop base plans and recommendations. This helped him gain the experience that led him to become a financial advisor, working directly with clients and their comprehensive financial planning needs. Jack completed the two-year financial planning program at Boston University and achieved his CERTIFIED FINANCIAL PLANNER™ certification in 2021.
Jack stays involved at Saint Anselm College, serving as a member of the alumni board. Jack is also on the Young Professional Board at Good Sports, a non-profit driving equitable access in youth sports and physical activity in high-need communities. Jack is a member of the Financial Planning Association, serving as a national NexGen leader.
Jack spends his winters on the ski slopes and his summers on the golf course. He also enjoys spending time with his family at their lake house in New Hampshire.
“I enjoy cutting through the frustration and making it easier for an employer to sponsor a 401(k) plan. The best part is when we help a client use the plan and their deductions appropriately, so they don’t have to write a check to the government at the end of the year.”
Valerie has dedicated her entire career to supporting and guiding employers within the qualified plan space. She got her start in the industry at 19, simply because she needed a job while attending college.
She became a clerical assistant for a third-party administration firm called QBI and fell in love with both the company and the retirement space. Working full time while in college, Valerie continued to move up to an ERISA compliance and consultant role, where she thrived in for twenty four years. In 2022, Valerie left the employer she had for more than half her life and joined Boston Wealth Strategies as a Financial Advisor within their Corporate Retirement Services Division.
Valerie’s shift to BWS stems from her feelings that she could better help employers in the advisory space. After seeing firsthand all the moving parts associated with 401(k), 403(b) and Cash Balance plans, it became apparent there was not enough guidance or support given to employers and their staff. Valerie felt that she could make the complicated easier for employers through better plan oversight and design, coupled with a better overall experience for the plan participants.
Born and raised in Los Angeles, California and one of three kids, Valerie always had an affinity towards animals and always had dogs growing up. After graduating high school, she attended college at California State University Northridge and graduated in 2003 with a Bachelor of Science in Business Administration. After thirty years in CA, Valerie moved to the east coast for family and settled in New Hampshire, where she lives today with her two children and of course, a dog.
Valerie loves yoga, snowboarding in the winter, and kayaking in the summer with her family. She has been a part of multiple podcasts where she has spoken about creative ways employers can best utilize their qualified plans through the tools given by the IRS.
Valerie has also been a guest speaker on many different forums, a national webinar, and a handful of local ones, always being brought in as the expert on qualified plans. Valerie holds her FINRA Series 7 and Series 66 licenses, as well as her state insurance license.
“My parents made me open a checking account at a young age, and my brother pushed me to open a Roth IRA. These measures helped me to be financially sound when disaster struck in 2020. I want to help others do the same thing.”
Caroline joined Boston Wealth Strategies and this industry after the COVID-19 pandemic hit, and she, like many others, had to step away from a nonprofit teaching role. She realized that although she had her finances in order, many of her friends and colleagues were struggling.
Caroline decided to get certified with eMoney, a wealth management planning software owned by Fidelity. She realized how much she enjoyed the software’s capabilities, which would allow her to help others achieve their goals and manage their financial road map. This set Caroline on a path toward completing her CERTIFIED FINANCIAL PLANNER™ certification in December 2022 at Boston University.
Caroline completed her FINRA Series 7, SIE, state, and the CFP® examinations in 2021 with Boston Wealth, as our paraplanner. Today, as the director of financial planning services, Caroline heads up our planning department.
Growing up in Hopewell, New Jersey, Caroline graduated from George Washington University with a bachelor’s degree in human services and social justice. She went on to earn her master’s degree in education from the University of Oklahoma. She has traveled the world, teaching in the United States and Taiwan, where she also coached youth soccer. She is conversational in Spanish and Chinese.
Caroline is a member of Pi Beta Phi’s Boston Chapter, Teach for America Boston alumni group, and the Financial Planning Association. She enjoys traveling internationally, hiking, scuba diving, reading, and being outdoors.
“Being able to help both financial professionals and their clients has been a draw for me for years. I love knowing that the client, advisors, and the practice can rest assured that when something is in my hands, it is going to be taken care of with precision and finesse.”
Ozzie has been in the financial services industry for over 20 years. As the Director of Client Services, she oversees all the service associates and ensures that our clients are receiving the best possible service. She also works alongisde the other leaders of Boston Wealth to enhance and grow our practice, services and models.
Ozzie came to this industry by default. When she was 16 years old, she worked for a paramedical company after school and continuing there during college breaks. She built strong relationships with many of the advisors she talked to.
After graduating from the University of Massachusetts, Amherst, with a degree in communications, Ozzie followed her dream of becoming an anchorwoman. She earned a coveted role with Susan Wornick of Channel 5/ABC as a production assistant and later landed a role to produce the weekend news at ABC in Manchester, New Hampshire.
Unfortunately the journalism field required quite a few sacrifices that were not possible to make, so Ozzie went back to her connections and started her financial services career at New York Life, where she worked for 13 years. Her roles included helping to hire and train advisors, working as a consultant for the senior and managing partners, and running the practice of the top-producing advisor for her last eight years before joining the Boston Wealth team. Ozzie has spoken at several industry events, and she was a speaker on a panel of practice managers at Carson Wealth Coaching in Omaha, Nebraska.
Ozzie and her husband, Michael, welcomed a daughter, Roya in April 2020. They look forward to being able to travel with Roya and expose her to different cultures. Growing up in Iran and immigrating to the United States as a child, Ozzie has always felt it is important for her family to see, understand, and appreciate the world, its people, and its cultures. She is raising her daughter to be bilingual so that her own culture and traditions are not lost through the generations.
“I was drawn to this role because a lot of the attributes needed to do my job directly aligned with my strengths, which are organizational skills and attention to detail.”
Dan’s background in financial services started in 2001. Having joined our team in 2018, Dan is Boston Wealth’s veteran client service manager. He works closely with an assigned group of clients, managing their day-to-day service needs and any account-related questions they need guidance with. His goal is to be their point person and work closely with the advisors and partners to plan and prepare for their meetings.
Dan started his career in retail management, managing an Enterprise and a movie theater, working nights and weekends, which did not allow for a lot of freedom. Wanting his quality of life back and always enjoying stocks and bonds, Dan made the career change into the financial services industry. He started at Commonwealth Financial Network®—our Registered Investment Advisor-broker/dealer partner—where he worked for 13 years, managing the Transfer of Assets department. That’s where he met his wife, Thuy.
Dan grew up in Stoughton and graduated from the University of Massachusetts, Amherst, where he earned a degree in sports management.
Dan and Thuy married in 2012 and live in Holliston, Massachusetts, with their daughter and son. Dan enjoys spending time with his family, golfing, and exercising.
“Getting to know people, building relationships with them, and helping them to make the best decisions possible is what drew me to this field.”
Carolyn got her start at Putnam Investments in 2005 as a service rep in the variable annuity department. In 2006, she was promoted to a product hotline specialist for retirement plans and, in 2009, became a premier representative at Putnam, working with all lines of business.
In 2021, Carolyn joined the Boston Wealth team as one of our client service managers. She is pursuing the FINRA Series 7 securities registration and has attained the SIE and life and health. Carolyn was born in Washington, D.C., and traveled extensively with her family to places like Colorado, New Hampshire, and Virginia, before ultimately settling in Massachusetts in 1993. She graduated from Regis College, where she earned a degree in English.
Active in her community, Carolyn has coached youth soccer for seven years and is currently on the soccer board of directors in Bellingham, Massachusetts. She has been featured on 101.3 FM, a local radio station for her efforts to coordinate a food pantry drive to combat the need for food in Bellingham due to COVID-19 and school closures.
In her free time, Carolyn loves watching movies, reading, cooking, and spending time with family and friends. She would like to start traveling again, both domestically and abroad, and enjoys spending time with her family at their Waterville Valley, New Hampshire, home.
"I have gone to several educational meetings for clients. Attending these meetings has given me a sense of satisfaction, knowing I was able to make a difference in their lives."
John enjoys all levels of 401(k) planning. After 22 years at Fidelity Investments, John was ready for a change and joined Boston Wealth Strategies in 2019 as our retirement client service manager. He brings with him the experience of managing more than 60 client accounts where he worked alongside investment specialists to perform fund reviews and conduct educational meetings.
In his role with Boston Wealth, John assists the advisors with sales, service, plan, and participant administration. He maintains internal systems, coordinates trustee and education meetings, and provides detailed follow-ups for our clients.
John entered this industry when his dad was retiring from Prudential after 36 years and was offered the opportunity to take over the practice, which focused on insurance. He was always more passionate about the retirement side of the business, so he made a shift, and during his tenure at Principal Life Insurance, he started to work with and sell small 401(k) and SIMPLE IRA plans. When he went to work at Fidelity, he had the opportunity to be an internal 401(k) wholesaler, which gave him a great education and allowed him to work directly with the companies they were servicing. John holds his FINRA Series 6 and 63 securities registrations, and he completed his CRPS® designation in 2021. He has been a speaker for various 401(k) plan discussion panels during his tenure at Fidelity.
John and his wife, Kathy, married in 1982 and live in Whitinsville, Massachusetts. They are very proud of their son, Michael, who is the chief fire inspector for Grafton, Massachusetts. In his free time, John enjoys golfing and is a skilled woodworking craftsman.
“When I think about why I was drawn to financial services, it all comes down to being able to help people. I also saw it as a less saturated industry for women, which would allow me the opportunity to better connect with other women in need of planning services.”
While attending Brandeis University as a psychology major, Grace took a business course that she really enjoyed. This started her down a path of shifting her major to business, becoming a member of the investment club, and ultimately graduating in 2022 with a bachelor of arts degree.
She started to look for internship opportunities in the financial services field because other businesses weren’t always focused on helping people. With her interest in psychology, Grace always wanted that human connection, and with financial services, it really felt like she could achieve that.
Grace learned a lot more about what the industry was like and how it worked, and while networking through LinkedIn, she connected with Jack Heintzelman (one of Boston Wealth’s planners). When she heard his story and journey with BWS, she felt that it would be a great place to start her career. So, when BWS launched an internship campaign in January of 2022, Grace jumped at the opportunity to be considered, and ultimately beat out the other candidates with her passion, drive, and enthusiasm. Grace interned for Boston Wealth’s planning department, learning how to navigate our planning software, eMoney, and, upon graduation, was hired as the firm's paraplanner. She works closely with and supports our planners, advisors, and the director of planning services by ensuring that all data and research surrounding a client’s planning needs have been met.
Grace grew up in the suburbs of Albany, New York, the youngest of two children. As a child, she had the opportunity to try a variety of extracurriculars, and at the age of 9, she began playing tennis. She found a love for tennis and continued to play, becoming the captain of her high school team for two years. Grace has also played the piano since she was very young, along with the flute. In her spare time, Grace still loves to play tennis and the piano. She also loves to stay active in the gym and hiking on trails, camping, running, and just being outdoors.
She currently resides in Waltham and looks forward to being able to volunteer her time teaching young children, whether it be languages (Grace is fluent in Mandarin), piano, or just providing her time as a mentor.